Broker-led articles, market updates and insurance insights for Livestock & Property Agents, farmers, agribusinesses and regional businesses across Australia.
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October to April brings a higher risk of severe weather across Australia. It is a good time to check your property sums insured, Business Interruption cover and the records you may need if you have a claim.
Buying insurance direct from an insurer and arranging it through a broker can look similar on the surface. The differences show up in how the risk is assessed, the advice you receive, the options considered and the support available when your circumstances change or you need to claim.
An introduction to the member offering, with useful resources for your office and clients.
Responding to a regulatory investigation can involve legal costs before any breach has been established. For property agents, the anti-money laundering and counter-terrorism financing (AML/CTF) changes are a reason to understand where management liability insurance may assist, what needs to be notified and which costs could remain with the business.
Loading livestock, operating gates and helping in the yards are duties worth checking against a physical work exclusion.
Underinsurance can leave a business funding part of a major loss. Learn why sums insured, business interruption and replacement values need regular review.
Why some Australian insurance premiums are still rising in 2026, why commercial classes are moving the other way, and the questions worth asking before your renewal falls due.
A plain-English guide to management liability insurance in Australia: the sections commonly found in a policy, the exposures directors and managers carry, and how it differs from public liability and professional indemnity.
Management liability policies can differ widely between insurers. Why limits, sublimits, exclusions and the definition of who is insured are worth checking as a business changes.
Cyber premiums have eased for many buyers while cyber threats to small businesses remain. What cyber cover commonly includes, where the gaps tend to sit and what to check before your next renewal.
A plain-English look at what an Australian insurance broker does, how brokers differ from buying direct, and when using one may be worthwhile for a business, farm or family.
What to look for in a farm insurance broker, the questions worth asking before appointing one, and where broker experience can add value across a rural insurance program.
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