21 August 2026
The hidden risk
of underinsurance
Underinsurance can leave a business funding part of a major loss. Learn why sums insured, business interruption and replacement values need regular review.
Category
Business
9 articles in this category.
The hidden risk
16 July 2026
What does an
insurance broker do?
A plain-English look at what an Australian insurance broker does, how brokers differ from buying direct, and when using one may be worthwhile for a business, farm or family.
11 June 2026
Why human brokers
still matter
AI is changing how people compare and buy insurance. Business risk, policy changes and claims support still benefit from human judgement and ongoing broker advice.
28 May 2026
The next step in
business protection
Insurance is one part of managing business risk. A structured risk review can help identify operational exposures, improve preparedness and inform insurance decisions.
21 May 2026
An Australian
insurance glossary
Policy schedules, broker letters and claim correspondence are full of terms most people never use anywhere else. A plain-English glossary of the Australian insurance terms that matter most.
23 April 2026
Run-off cover
for business sales
Selling a business does not necessarily end an Agent’s exposure to claims from earlier work. A look at how Professional Indemnity and Management Liability may need to be reviewed when ownership changes, and why run-off cover and the so-called seven-year tail matter to both sides of the transaction.
19 February 2026
Business interruption insurance
for Livestock & Property Agents
When a fire, storm or cyber event takes a business offline, the building can be repaired long before the income returns. A look at why Business Interruption sits alongside material damage cover in a well-structured insurance program.
22 January 2026
Commercial vs private
motor for agents
A vehicle used to inspect stock, attend auctions or run between properties is not a private vehicle in the eyes of an insurer. A look at how commercial motor and private motor policies differ – and why the distinction matters at claim time.
1 January 2026
Direct vs broker:
what's the difference?
Buying insurance direct from an insurer and buying through a broker can look similar from the outside. The difference often shows up in the advice received, the policy wording arranged, and the support available when a claim needs to be made.
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