Stock agents: the
physical work exclusion
Loading livestock, operating gates and helping in the yards are duties worth checking against a physical work exclusion.
9 articles tagged with this product.
Loading livestock, operating gates and helping in the yards are duties worth checking against a physical work exclusion.
A plain-English guide to management liability insurance in Australia: the sections commonly found in a policy, the exposures directors and managers carry, and how it differs from public liability and professional indemnity.
Contract works, liability, plant and design exposures sit differently on a regional build. A broker's guide to how construction cover is usually structured for builders and contractors outside the capital cities.
Professional Indemnity claims for Livestock & Property Agents rarely come out of nowhere. A look at the scenarios we see most often – and what they tell Agents about the way the policy is meant to respond.
Open homes, private inspections and on-site appraisals are one of the highest-frequency points of exposure for Australian property businesses. A look at where claims can arise and how Public Liability and Professional Indemnity may respond.
What public liability cover is designed to respond to on a working farm or contracting business, where the common gaps sit and the decisions worth getting right before a claim arrives.
Farm work remains high risk. A look at where serious incidents can occur, how safety management interacts with insurance, and what farm operators should review before renewal or a claim.
Professional Indemnity and Public Liability are often spoken about as if they do the same job. They do not. A look at what each policy responds to, where they overlap and why an Agent needs both.
Lifestyle and hobby farms sit awkwardly between a standard home policy and a commercial farm pack. A look at the cover that matters most – liability for livestock on small properties, outbuildings and non-commercial farming activity.
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