RMA Insurance Brokers works closely with RMA Network Livestock & Property Agents and understands the mix of risks that come with running a regional business. We review the six cover areas together, with straightforward advice and ongoing support as the business changes.
Core covers
Running a Livestock & Property Agent business brings together premises, vehicles, staff, technology, professional responsibilities and travel. The six covers below address those different parts of the business and are best considered as one connected insurance program.
Each page explains the cover in straightforward terms, what can change over time and the points worth reviewing with RMA Insurance Brokers.
Review together
Looking across the covers as one program can provide a clearer picture than reviewing each policy in isolation.
Review how the policies connect and identify areas where cover may overlap or where an exposure needs further attention.
Bring changes to staff, premises, vehicles, systems, services or business structure into the review.
Review current limits, claims experience and relevant risk improvements across the broader insurance program.
Broker support
The six covers address different parts of the business, but they do not always operate in isolation. RMA Insurance Brokers reviews how they fit together across a Livestock & Property Agent business rather than treating each policy separately.
We arrange the cover, manage updates and stay involved throughout the policy period. If a claim occurs, we support you from notification through to resolution by coordinating the information required, liaising with the insurer and relevant service providers, following up progress and helping address issues as they arise.
Specialist Member insurance
RMA Network members also have access to specialist insurance arrangements for areas closely connected with the livestock and agency work Members do.
Insights
Buying insurance direct from an insurer and arranging it through a broker can look similar on the surface. The differences show up in how the risk is assessed, the advice you receive, the options considered and the support available when your circumstances change or you need to claim.
Responding to a regulatory investigation can involve legal costs before any breach has been established. For property agents, the anti-money laundering and counter-terrorism financing (AML/CTF) changes are a reason to understand where management liability insurance may assist, what needs to be notified and which costs could remain with the business.
Loading livestock, operating gates and helping in the yards are duties worth checking against a physical work exclusion.
If your business has changed, or the six core covers have not been reviewed together recently, RMA Insurance Brokers can review what is in place and work through any updates with you.
The information on this page is general and does not take into account your objectives, financial situation or needs. Consider whether the information is appropriate for you. Cover is subject to the terms, conditions, limits and exclusions of the relevant policy. Insurance products and available cover vary between insurers. Review the relevant policy documentation before making a decision.
