RMA Insurance Brokers works closely with rma network Livestock & Property Agents and understands the mix of risks that come with running a regional business. We review six core areas of insurance together, with straightforward advice and ongoing support as the business changes.
Core covers
Running a Livestock & Property Agent business brings together premises, vehicles, staff, technology, professional responsibilities and travel. The six covers below address those different parts of the business and are best considered as one connected insurance program.
Each page explains the cover in straightforward terms, what can change over time and the points worth reviewing with RMA Insurance Brokers.
Review together
Looking across the covers as one program can provide a clearer picture than reviewing each policy in isolation.
Review how the policies connect and identify areas where cover may overlap or where an exposure needs further attention.
Bring changes to staff, premises, vehicles, systems, services or business structure into the review.
Review current limits, claims experience and relevant risk improvements across the broader insurance program.
Broker support
The six core covers address different parts of the business, but they do not always operate in isolation. RMA Insurance Brokers reviews how they fit together across a Livestock & Property Agent business rather than treating each policy separately.
We arrange the cover, manage updates and stay involved throughout the policy period. If a claim occurs, we support you from notification through to resolution by coordinating the information required, liaising with the insurer and relevant service providers, following up progress and helping address issues as they arise.
Specialist Member insurance
rma network Members also have access to specialist insurance arrangements for areas closely connected with the livestock and agency work Members do.
Insights
For property agents, the anti-money laundering and counter-terrorism financing (AML/CTF) changes warrant a review of existing insurance. Whether management liability cover responds depends on the circumstances of the matter and the policy’s terms, including any exclusions or endorsements relevant to your property services.
Loading livestock, operating gates and helping in the yards are duties worth checking against a physical work exclusion.
Underinsurance can leave a business funding part of a major loss. Learn why sums insured, business interruption and replacement values need regular review.
If your business has changed, or the six core covers have not been reviewed together recently, RMA Insurance Brokers can review what is in place and work through any updates with you.
The information on this page is general and does not take into account your objectives, financial situation or needs. Consider whether the information is appropriate for you. Cover is subject to the terms, conditions, limits and exclusions of the relevant policy. Insurance products and available cover vary between insurers. Review the relevant policy documentation before making a decision.
